Monday, January 7, 2019

Reindus, hasta el 31 de enero

Línea Reindus 2018

 
 

CONDICIONES

• Desde 75.000 euros y hasta 5 veces los fondos propios.

• Plazo de amortización de hasta 10 años.

• Carencia de 3 años.

• Tipo de interés: 1,647%.

 
 

PARA

• Proyectos industriales.

• Creación o traslado de establecimientos industriales.

• Mejoras y/o modificaciones de la línea de producción.

• Industria Conectada 4.0.

 
 

El plazo de solicitud del Reindus se cierra el 31 de enero de 2019.

Presentar un Reindus es un proceso laborioso que requiere muchas horas de trabajo muy especializado.

Si quieres que te ayudemos a conseguir tu Reindus, haremos un estudio previo sin compromiso para comprobar si cumples los requisitos contables del Reindus.

 
Déjanos tus datos y te llamamos
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

Re: Two Data Requests

Joe -

I have attached the reports for DCC. I was not sure if you wanted only the classes we are currently offering in the Gen Ed report or all that are on our list.

Let me know if you have any questions or if there are issues.

Thanks,

Virginia Boysun
Registrar
Dawson Community College
300 College Drive
Glendive, MT  59330
(406) 377-9404


On Fri, Jan 4, 2019 at 4:05 PM Thiel, Joe <jthiel@montana.edu> wrote:

MACRAO Colleagues:

 

My apologies. The general education template was incorrect. Please see the corrected version attached.

 

Joseph Thiel

Director of Academic Policy and Research

Montana University System

406-449-9134

jthiel@montana.edu

 

From: Thiel, Joe
Sent: Friday, January 4, 2019 1:07 PM
To: 'MACRAO@LISTSERV.GFCMSU.EDU' <MACRAO@LISTSERV.GFCMSU.EDU>
Cc: Miller, Crystine <CMiller@montana.edu>
Subject: Two Data Requests

 

Hello MACRAO Colleagues:

Could you help provide data that OCHE needs to complete some reporting and analysis? Our sincere apologies if some of this is repetitive, but with Erik Rose's departure, some of this information was lost. It would be most helpful if we could have your responses by Monday, February 4th.

 

  1. Corequisite Math and Writing Sections, AY 16, AY17, and AY18 – The attached reporting template includes an example on how to structure the data. We need to capture sections of corequisite math or writing offered since AY 2015.

 

  1. General Education Courses – Again, the attached template includes an example on how to structure the data. Please list courses that count towards your campus general education core along with what core designation(s) the course fulfills.

 

Do let me know if you have any questions or if the proposed timeline is burdensome. This information is fundamental to further work OCHE hopes to accomplish this term.

 

Kind Regards,

 

Joseph Thiel

Director of Academic Policy and Research

Montana University System

406-449-9134

jthiel@montana.edu

 



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Sunday, January 6, 2019

ICO 2019

Las líneas ICO 2019 ya están disponibles.

1. Empresas y emprendedores 2019

Orientado a empresas y autónomos que realicen un proyecto en territorio nacional o necesiten liquidez.

Hasta 12.5 millones y a 20 años.

SABER MÁS

2. Crédito comercial 2019

Liquidez mediante el anticipo de facturas procedentes de actividad dentro del territorio nacional.

Hasta 12,5 millones de saldo vivo por empresa.

SABER MÁS

4. Garantía SGR / Saeca 2019

Hasta 2 millones y 15 años de plazo.

Necesario el aval de una SGR o Saeca.

SABER MÁS

Somos expertos en gestionar ICOs.

Podemos conseguir el tuyo.

Consigue tu informe de evaluación previa en menos de 48 horas y sin compromiso

Quiero saber más
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

Friday, January 4, 2019

Requesting addition to MACRAO listserv

Greetings!

 

This is a request to add MSUB’s provost and vice provost to the MACRAO listserv.

 

Melinda Schlager Arnold, Ph.D.

Provost and Vice Chancellor for Academic Affairs

Montana State University Billings

McMullen Hall, Room 211

1500 University Drive

Billings, MT 59101

Phone:  406-657-2900

Email:  Melinda.Arnold@msubillings.edu

 

 

Dr. Susan Balter-Reitz

Interim Vice Provost

Director of e-Learning

Professor of Communication

McMullen 203

406-657-2214

Email: susan.balterreitz@msubillings.edu

 

 

They are cc’d on this message; let us know if you need anything additional.

 

Thanks much!

 

Joann Stryker

Institutional Research Director

Montana State University Billings

1500 University Drive

McMullen Hall, Room 303

Billings, MT 59101

 

Office Phone:  406-247-5752

Email:  joann.stryker@msubillings.edu

 

 

 

 

Sent from Mail for Windows 10

 

Re: Two Data Requests

MACRAO Colleagues:

 

My apologies. The general education template was incorrect. Please see the corrected version attached.

 

Joseph Thiel

Director of Academic Policy and Research

Montana University System

406-449-9134

jthiel@montana.edu

 

From: Thiel, Joe
Sent: Friday, January 4, 2019 1:07 PM
To: 'MACRAO@LISTSERV.GFCMSU.EDU' <MACRAO@LISTSERV.GFCMSU.EDU>
Cc: Miller, Crystine <CMiller@montana.edu>
Subject: Two Data Requests

 

Hello MACRAO Colleagues:

Could you help provide data that OCHE needs to complete some reporting and analysis? Our sincere apologies if some of this is repetitive, but with Erik Rose’s departure, some of this information was lost. It would be most helpful if we could have your responses by Monday, February 4th.

 

  1. Corequisite Math and Writing Sections, AY 16, AY17, and AY18 – The attached reporting template includes an example on how to structure the data. We need to capture sections of corequisite math or writing offered since AY 2015.

 

  1. General Education Courses – Again, the attached template includes an example on how to structure the data. Please list courses that count towards your campus general education core along with what core designation(s) the course fulfills.

 

Do let me know if you have any questions or if the proposed timeline is burdensome. This information is fundamental to further work OCHE hopes to accomplish this term.

 

Kind Regards,

 

Joseph Thiel

Director of Academic Policy and Research

Montana University System

406-449-9134

jthiel@montana.edu

 

Two Data Requests

Hello MACRAO Colleagues:

Could you help provide data that OCHE needs to complete some reporting and analysis? Our sincere apologies if some of this is repetitive, but with Erik Rose’s departure, some of this information was lost. It would be most helpful if we could have your responses by Monday, February 4th.

 

  1. Corequisite Math and Writing Sections, AY 16, AY17, and AY18 – The attached reporting template includes an example on how to structure the data. We need to capture sections of corequisite math or writing offered since AY 2015.

 

  1. General Education Courses – Again, the attached template includes an example on how to structure the data. Please list courses that count towards your campus general education core along with what core designation(s) the course fulfills.

 

Do let me know if you have any questions or if the proposed timeline is burdensome. This information is fundamental to further work OCHE hopes to accomplish this term.

 

Kind Regards,

 

Joseph Thiel

Director of Academic Policy and Research

Montana University System

406-449-9134

jthiel@montana.edu

 

Wednesday, January 2, 2019

Updated Residency Policy

Hello and Happy New Year.

 

Attached is the revised residency policy to be voted on during the January BOR meeting.  Some changes will impact our standard processes. However, after discussing these changes with Helen and Viv, I am confident they align with the commissioner’s intent.  To help ensure consistent application across the state, Either Helen or Viv from OCHE legal counsel will be available via conference call during our March MACRAO meeting.  They were hoping to be able to make the trip to our conference but that is unlikely given the priorities associated with the legislative session.  

 

Finally, if you provided feedback directly to OCHE legal counsel regarding the previous draft, you can expect a reply from them in the not too distant future.

 

Thank you all for your engagement in this process.  I am looking forward to our conversations at our MACRAO meeting.


Tony

 

Tony Campeau

Registrar

Montana State University

406.994.2604

 

RESPECT … INTEGRITY … STUDENT SUCCESS … EXCELLENCE

 

Tuesday, January 1, 2019

Adelanta el cobro de tus facturas

Consigue una línea de factoring sin recurso para tu negocio

 
  • Adelanta el cobro de tus facturas.
  • Elimina el riesgo de insolvencia
    de tus clientes.
  • La entidad de factoring asume el
    100% del riesgo de impago de
    las facturas.
  • No genera apunte en Cirbe.
  • Cálculo de costes.
  • No supone gastos de firma o
    cancelación.
 

Confirmación en menos de 48 horas

 
Quiero saber más
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

Wednesday, December 26, 2018

Fei: Fondos Europeos

FEI, fondos europeos para pymes

Línea FEI - Iniciativa Pymes
con fondos europeos:
FEDER, Horizonte 2020, FEI y BEI.

  • Para Pymes y autónomos constituidos y que operen en España.
  • Importe máximo: 12,5 millones por Pyme.
  • Al tratarse de líneas con garantía del FEI cuentan con condiciones preferentes.
Quiero saber más sobre FEI

Somos tu oportunidad de acceder a fondos europeos.

Contáctanos de 9 a 16 horas
en el 981 90 49 49

o te contactamos nosotros

Déjanos tus datos

Sobre nosotros

Somos un socio estratégico para tu empresa. Atendemos a empresas y autónomos de toda España.

Servicios genéricos

Plan económico
Arbitraje financiero
Factoring sin recurso
Tramitación de avales
RAI/ASNEF

Otros servicios

Subvenciones
Marketing
Fiscal laboral y contable
Hacienda y S.S.
Análisis de clientes

Tuesday, December 25, 2018

Reindus 2018

Línea Reindus 2018

 
 

CONDICIONES

• Desde 75.000 euros y hasta 5 veces los fondos propios.

• Plazo de amortización de hasta 10 años.

• Carencia de 3 años.

• Tipo de interés: 1,647%.

 
 

PARA

• Proyectos industriales.

• Creación o traslado de establecimientos industriales.

• Mejoras y/o modificaciones de la línea de producción.

• Industria Conectada 4.0.

 
 

El plazo de solicitud del Reindus se cierra el 31 de enero de 2019.

Presentar un Reindus es un proceso laborioso que requiere muchas horas de trabajo muy especializado.

Si quieres que te ayudemos a conseguir tu Reindus, haremos un estudio previo sin compromiso para comprobar si cumples los requisitos contables del Reindus.

 
Déjanos tus datos y te llamamos
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

Friday, December 21, 2018

Re: MACRAO Save the Date and Call for Feedback.

Wonderful!  I'll add this to my list of agenda items and follow up with you as the meeting approaches for details on what you need for your presentation.


Thanks!

 

Heather

 

From: MACRAO Listserv <MACRAO@LISTSERV.GFCMSU.EDU> On Behalf Of Helen Horn
Sent: Friday, December 21, 2018 10:52 AM
To: MACRAO@LISTSERV.GFCMSU.EDU
Subject: Re: MACRAO Save the Date and Call for Feedback.

 

Blackfeet Community College is interested in presenting on Tribal College (BCC)  transferability to MUS Universities/Colleges. 

 

From: MACRAO Listserv [mailto:MACRAO@LISTSERV.GFCMSU.EDU] On Behalf Of Eggum, Heather A
Sent: Friday, December 21, 2018 9:37 AM
To: MACRAO@LISTSERV.GFCMSU.EDU
Subject: MACRAO Save the Date and Call for Feedback.

 

Hello from the MACRAO executive committee!

 

We are excited to announce that we have decided to organize our Spring 2019 meeting around the theme of "Transferability Within & Across Montana."  As we work to put together the specific topics for discussion and potential presenters, we'd love to hear from you!  What are your transferability successes and struggles?  What do you need help with?  Would you like to present?  Are there others you would like to hear from? Let us know!

 

When: March 14-15

Where: Miles Community College, Miles City

Theme: Transferability Within & Across Montana

 

Hope you have a wonderful holiday!

 

Heather A. Eggum

Associate Registrar

Montana State University Billings

Admissions & Records Office

1500 University Drive

Billings, MT 59101

406-657-1784 (P)

406-657-2302 (F)

heggum@msubillings.edu

 

 


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Re: MACRAO Save the Date and Call for Feedback.

Blackfeet Community College is interested in presenting on Tribal College (BCC)  transferability to MUS Universities/Colleges. 

 

From: MACRAO Listserv [mailto:MACRAO@LISTSERV.GFCMSU.EDU] On Behalf Of Eggum, Heather A
Sent: Friday, December 21, 2018 9:37 AM
To: MACRAO@LISTSERV.GFCMSU.EDU
Subject: MACRAO Save the Date and Call for Feedback.

 

Hello from the MACRAO executive committee!

 

We are excited to announce that we have decided to organize our Spring 2019 meeting around the theme of "Transferability Within & Across Montana."  As we work to put together the specific topics for discussion and potential presenters, we'd love to hear from you!  What are your transferability successes and struggles?  What do you need help with?  Would you like to present?  Are there others you would like to hear from? Let us know!

 

When: March 14-15

Where: Miles Community College, Miles City

Theme: Transferability Within & Across Montana

 

Hope you have a wonderful holiday!

 

Heather A. Eggum

Associate Registrar

Montana State University Billings

Admissions & Records Office

1500 University Drive

Billings, MT 59101

406-657-1784 (P)

406-657-2302 (F)

heggum@msubillings.edu

 

 


To unsubscribe from the MACRAO list, click the following link:
http://listserv.gfcmsu.edu/scripts/wa.exe?TICKET=NzM3MDc5IEhIb3JuQEJGQ0MuRURVIE1BQ1JBT%2BcBd5GBaQ4y&c=SIGNOFF

MACRAO Save the Date and Call for Feedback.

Hello from the MACRAO executive committee!

 

We are excited to announce that we have decided to organize our Spring 2019 meeting around the theme of “Transferability Within & Across Montana.”  As we work to put together the specific topics for discussion and potential presenters, we’d love to hear from you!  What are your transferability successes and struggles?  What do you need help with?  Would you like to present?  Are there others you would like to hear from? Let us know!

 

When: March 14-15

Where: Miles Community College, Miles City

Theme: Transferability Within & Across Montana

 

Hope you have a wonderful holiday!

 

Heather A. Eggum

Associate Registrar

Montana State University Billings

Admissions & Records Office

1500 University Drive

Billings, MT 59101

406-657-1784 (P)

406-657-2302 (F)

heggum@msubillings.edu

 

Wednesday, December 19, 2018

Soluciones de financiación creativas

Financiación creativa
 

Ésto nos pasó hace poco con un cliente.

Querían 250mil euros para una compra de participaciones y les era imposible conseguirlo por su cuenta, tanto por importe como por el tipo de operación.

¿Cuál era su problema?

Que su director financiero no quería salir de su zona de comfort y en sus bancos de toda la vida no era capaz de conseguir lo que necesitaba.

Y en la vida, para solucionar problemas sin solución hay que hacer las cosas de manera diferente.

Hay que ser creativo.

Al final nos contrataron y gracias a nuestros contactos con entidades no bancarias, pudimos dar forma a la operación para que saliese adelante.

Sin nosotros y nuestra capacidad de verlo todo desde todos los ángulos posibles, esa operación no habría salido.

La clave, como en todos los negocios, es encontrar a quien confíe en tu empresa y en tu proyecto. Y en eso somos especialistas.

Si quieres que te ayudemos con la financiación que a ti se te escapa...

Déjanos tus datos y te llamamos

Un saludo,

Cristina

Monday, December 17, 2018

Operaciones de refinanciación

Refinanciación
 

Refinanciación de endeudamiento.

¿Qué es? Simplificándolo, se trata de convertir deuda a corto plazo en deuda a largo, para reducir las cuotas de amortización.

¡OJO!, hablamos de endeudamiento, no de morosidad. Endeudamiento que está al día, sin impagos, pero con cuotas elevadas para la empresa.

A nosotros llegan a menudo empresa que lo buscan porque en meses "flojos" les cuesta hacer frente a todos sus compromisos de pago.

¿Cuál es el problema?

Que los bancos aborrecen todo lo que sea refinanciar porque no quieren asumir riesgo de otras entidades y porque el Banco de España les hace provisionar el 25% del importe.

Si quieres saber cómo lo solucionamos nosotros, sigue leyendo...

Uno de nuestros clientes, una empresa industrial valenciana que tenía tensiones de tesorería puntuales que hacían peligrar su estabilidad, nos pidió que le ayudásemos a refinanciar sus préstamos a corto.

Era una refinanciación que ni su banco ni ningún otro le quería dar.

¿Qué hicimos?

Montamos la operación como una necesidad puntual (no recurrente) de tesorería que nada tenía que ver con la refinanciación de otros préstamos y centrándonos solo en la operativa de la empresa, sus plazos de pago y de cobro.

Así conseguimos dos operaciones que juntas cubrieron los tres préstamos y a más largo plazo.

Para que te ayudemos con un problema similar...

Déjanos tus datos y te llamamos

El equipo de Iberfinancia.

Sunday, December 16, 2018

Leaseback y rentback (liquidez)

Iberfinancia
 

Si necesitas liquidez para tu empresa puede que te interesen las líneas de Leaseback y Rentback.

Son un método muy inteligente de conseguir financiación para tu empresa: convertir tu inmovilizado material en circulante.

¿Cómo funciona?

Se trata, de forma simplificada, de vender tu inmovilizado (maquinaria, por ejemplo) a la empresa financiera y después alquilárselo de vuelta.

De este modo consigues liquidez (el pago por la maquinaria) y la devuelves mes a mes (el pago por el alquiler).

En Iberfinancia somos expertos en financiación para Pymes y trabajamos con una docena de entidades que hacen este tipo de operaciones.

Si quieres que te ayudemos a conseguir liquidez para tu empresa...

Déjanos tus datos y te llamamos

Un saludo,

Tania